The Easiest Most Effective Saving Method

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Over time, a little bit of money can be turned into a nice wad of cash. The beauty of being a teen in this day and age is that you have plenty of time to that. The key to getting this money is to make it and save it.

Make money any way you can think of. One easy way is to ask your parents for an allowance. Do chores around the house that your parents are too busy for. Offer to clean the pool, mow the lawn, pull the weeds, go to the grocery store(if you have your license), wash the cars, etc… If you want to make more money, then get an actual job. Look for “now hiring” signs. Work at grocery stores, food places, at your parents work, golf courses, surf shops, the mall, etc.

With the money that you’re making it’s important that you don’t blow it all on clothes, video games, and other “stuff.” Buy things that you need, not stuff that you would be cool to play with for a couple of days. Also, don’t buy the expensive versions of everything. Here is a great saving method: You don’t need to buy the most expensive skater shoe brands for $80. Buy the older on-sale versions that are just as comfortable, work the same, but only cost $40-50. Or you could really save and buy shoes at a sporting goods store, or a regular shoe store and get shoes for $20-30. Think of it this way. Let’s say in a year you buy 4 pairs of shoes. If you buy four $80 shoes, that’s $320 a year. That’s almost $1000 dollars after three years. What’s the point? What if you buy 4 pairs of $40 shoes. That’s $160 a year, and $480 after three years. What if you went all out and bought 4 pairs of $20 shoes. That’s $80 a year (the price of one expensive pair of shoes), and only $240 after 3 years. You save $160 a year if you buy the $40 shoes instead of the $80 shoes. If you really want to save and buy the $20 shoes instead of the $80 shoes, you save $240. Hmmm, which one should I buy? If you don’t think you can do that, then control limit yourself to only one or two pairs of the expensive brand of shoe, and buy the discount price shoes the other times and you’re still saving money.

Now, what I recommend doing is stashing the money you saved each time in a safe place. So if you buy 4 pairs of shoes: $50, $30, $20, $30. That’s a total of $130. If you’d have bought: $80, $70, $70, $80. That’s a total of $300 saved. So when you buy the $50 pair of shoes, you stash the $30 saved. When you buy the $20 pair of shoes, you stash the $60 you saved. Then at the end of the year, you have $300 you would have spent in your pocket.

No one said saving money had to be hard. The shoe example was just to show you one of the ways to save. If you do the same thing with the clothes you buy or the fast food you decided not to get, you’ll end up with a lot of money in your pocket at the end of the year.

Heating and Air: Saving Money on Your Monthly Bills

General, Money Saving, Tips

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Unless you are fortunate enough to live in an area where the weather stays a crisp, cool 70 degrees year round, heating and air are probably two of the most important luxuries in your life. While almost necessary, it can be expensive to run these luxuries every month. That cool air conditioning stops feeling so good when you open the bill and see how much you have to spend. Fret not! There are things you can put into play that will reduce your bills. You can enjoy a well-adjusted climate without going broke. Here’s how.

Programmable Thermostat
One of the easiest ways to overspend on your heating and air is to run the system full blast when you’re away at work. At the same time, simply shutting the system off when you leave isn’t a great idea, either. Your system works far harder to bring your home up or down a degree than it does to simply keep it at a stable temperature. Many people have also found success in setting the temperature a bit higher than they would find comfortable to go to sleep so that it changes when they are already asleep and won’t notice it. This also helps on chilly mornings when you don’t want to get out of bed. Set the heater to come on an hour or so before your alarm goes off.

Get Insulated
If you have no insulation in your attic, it’s one of the best investments you can make. A house without insulation is wasting much of their heating and air, allowing it to simply flow right out the roof. This doesn’t even speak to the additional heat and cold from outside you’re letting in through this significant breach. If you’re the type of person who tends to yell at the kids for leaving the front door open, you’re essentially complaining about rain while swimming in the ocean. Call out an insulation company, have them install it, and you’ll be saving money right away.

Close Off Vents
If you have rooms that no one in your family uses on a frequent basis, you might think about closing off the vents to those rooms. This will redirect more heating and air to the rooms where you do need them and probably let you run the system far less frequently. If you have guests coming over and need to use the room, you can always open them back up.

Top 5 Benefits of Online Grocery Shopping

General, Money Saving, Online Shopping, Tips

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Shopping has become a huge need in our lives and well so to say, we really cannot even think of doing away with all the shopping that we do. Well, as long as shopping is related to apparels or regular household items, we really find no disturbances whatsoever. However, when the same shopping comes to being related to groceries, we might start sweating a bit.

The whole thing with grocery shopping is that we can’t just simply step out and get what we want to get. When it comes to grocery shopping, we have to put our brains into it and think if this will be enough for the house and good for everyone to eat. Well, you have to invest a lot of time in grocery shopping and it is not easy at all. You have to go all the way to the markets and get yourself groceries for the house.

Not only this but if you decide to go during peak hours, you will be crushed between the crowd that is already there and buying groceries for themselves. Since nothing much can be done about the whole grocery shopping part, we decided to tell you that you could solve all of your grocery shopping-related problems by simply buying them online.

Here are 5 benefits of buying groceries online:

  1. No crowd: When you are shopping online, you don’t have to push through the crowd to get yourself to a shelf from where you want to pick something to eat. Shopping online gets convenience to you because you can browse all you want without being disturbed by a crowd.
  2. No queue: Since there is no crowd at all on the online grocery shopping websites, you know there is going to be no queue either. You can simply pick whatever you want and go on ahead to check out. You will simply pay for whatever you are buying without even waiting for a minute extra.
  3. More convenience: Since you don’t really have to get out of your house or office to actually go and buy your grocery, it becomes extremely convenient for you. All you have to do is place an order for whatever you want, pay for it and simply wait for the delivery.
  4. Discount codes: Since you are ordering online, the biggest advantage that comes along with is that you can simply make use of some nice coupon codes which will help you redeem massive discounts on whatever purchases you make while shopping for your groceries. You can simply make use of a Coupon Codes online to save instantly.
  5. Saving time: Well, you must already know that if you are not going to go through a huge crowd or stand in a queue for getting your groceries then you are going to save a massive amount of time which can be used to do anything productive.

Shopping Online For Contact Lenses Is A Bargain

Money Saving, Online Shopping, Tips

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If you have a problem with your vision and have a prescription from a profession optometrist then you should give a go to shopping online for contact lenses. Because there may be an offset chance that you miss out on the huge savings that you can make while shopping online.

Having said this, it is possible that your doctor may refuse to hand over the prescription; but remember that it is your legal right to have a copy of all your medical records. These records also include any prescription, including that of contact lenses. Now that you know this let me also inform you that there are two main reasons for which you should shop online.

The first reason would most certainly have to be the convenience online shopping offers to everyone. It would not come as a surprise to you but almost all the big names in the industry have an online store. This makes it really easy to find all types of contact lenses. For example, if you are presently wearing contact lenses and need to get a new pair, you will most probably have to travel all the way to a professional eye specialist. In the eventuality that you have the requirement of special kind of lenses, let’s say Astigmatism, and they are not properly stocked, you might have to wait for some time before you get your hands on them. Now, in the case you shop online for contact lenses, you will be eliminating a trip to your eye caregiver, saving time and will also be savings on the car fuel.

Secondly, you will be saving a lot of money if you do a little bit of research before buying. This is because some of the big companies offer huge discounts for online shoppers. Other companies offer deals on second time purchase or to repeat buyers. No matter what sort of contact lenses you wear you will always find a good deal online.

Before you make your purchase, make sure that you have all the information regarding your prescription lenses in hand. As mentioned above, it is your right to have a copy of your prescription. Online companies will ask you to provide them with a copy of your prescription; it can be a scanned copy as-well. The most reputed online store will also ask contact details of the professional eye-care-giver that wrote your prescription. You simply have to fill in these details in an online form and the online store will take care of verifying all the information of the prescription.

To avoid the chance of getting cheated, we ask everyone to shop only from reputed companies and brands. It is not a nice experience to be taken advantage of and seeing your hard earned money going to waste. There are many legitimate companies online, so read carefully the reviews written about the website before you make your final purchase.

It is also advised to compare and check prices to ensure that you get the best possible deal. Also, check that the online company offers a return or exchange of their products in the eventuality that they arrive damaged. Stay away from any company that does not have a return policy. They may be trying to fool you.

Using Less Money by Finding Coupons

Money Saving, Online Coupons, Online Shopping, Tips

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Grocery coupons that you find in the Sunday paper will either be for items currently on sale at your local grocer or will be on the new sale week. Manufacturers work these promotions out this way, yet most people do not realize this.

One of the easiest ways to cut your expenses is to use coupons on all of your purchases. Coupons can be found for more than grocery items. You can find them for car repairs, dinners out or even for free dental cleanings. The list is endless of items you can receive at a discounted price when using coupons.

If you decide to go out to dinner, check the restaurant’s website first. Many restaurants have coupons listed on their site as a promotional item that they list nowhere else. Many also offer newsletter subscriptions. Take advantage of these because they often contain email-only deals.

If you need car repairs, detail work or even a day at the spa, check your local coupon book. Businesses have discovered the power of the coupon to draw in new clientele, so use it to your advantage. You will receive superior discounts on items you want just by taking a few minutes to check out the coupon booklet.

Of course, combining coupons with local grocery sales will save you even more money than using coupons alone. Grocery coupons that you find in the Sunday paper will either be for items currently on sale at your local grocer or will be on the new sale week. Manufacturers work these promotions out this way, yet most people do not realize this.

Clipping coupons may seem silly, or even a hassle. Reality is that it is a great way to make your money go farther and help you spend less on everyday items.

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